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| John Simon and Rich Toscano are registered representatives of and offer securities and investment advisory services through Girard Securities, Inc., a registered Broker/Dealer, Registered Investment Advisor, and member FINRA/SIPC. Pacific Capital Associates is not a subsidiary or affiliate of Girard Securities. The information, tools and services presented in this document are provided to you for informational purposes only and are not to be used or considered as an offer of the solicitation of any offer to sell or to buy or subscribe for securities or other financial instruments. The information contained herein has been derived from sources believed to be reliable but is not guaranteed as to accuracy and does not purport to be a complete analysis of the security, company, sector, or industry involved. Investors should consider this report as only a single factor in making their investment decision. Action taken by an investor should be based on their personal investment objectives and risk tolerance. Further information on any security or financial instrument mentioned herein is available upon request. John Simon holds CA insurance license #0C78205 and CA real estate broker license #01385226. Rich Toscano holds CA insurance license #0G48107. | |||||